Rates are effective April 1, 2025
Savings & Checking Rates
Account | Minimum Balance to Open Account | Minimum Balance for APY | Interest Rate | *APY |
|---|---|---|---|---|
MMDA | $1,500.00 | $1,500.00 | 3.50% | 3.56% |
Super NOW | $1,500.00 | $1,500.00 | 1.00% | 1.00% |
Savings | $100.00 | N/A | 1.25% | 1.26% |
Certificate of Deposit Rates
| Term | Minimum Balance | Minimum Balance for APY | Interest Rate | *APY |
|---|---|---|---|---|
| 91 Day | $1,000.00 | $1,000.00 | 3.50% | 3.56% |
| 182 Day | $1,000.00 | $1,000.00 | 3.50% | 3.56% |
| 12 Months | $1,000.00 | $1,000.00 | 3.50% | 3.56% |
| 18 Months | $1,000.00 | $1,000.00 | 3.00% | 3.04% |
| 24 Months | $1,000.00 | $1,000.00 | 2.50% | 2.53% |
| 36 Months | $1,000.00 | $1,000.00 | 2.00% | 2.02% |
| 48 Months | $1,000.00 | $1,000.00 | 1.75% | 1.76% |
| 18 Month IRA Variable Rate | $1,000.00 | $1,000.00 | 3.50% | 3.55% |
*APY = Annual Percentage Yield.
APY Assumes interest will remain on deposit in order to obtain interest compounding.
Savings and Checking account rates are subject to change at any time without prior notice after the account is opened.
Certificate of Deposit rates are subject to change at renewal of account.
A penalty will be assessed for early withdrawal from Certificate of Deposit Products.
Interest payment periods and compounding periods vary by product.
Fees may reduce earnings on accounts.
Contact The Bank of The West at 580-661-3541 for questions concerning rates or product offerings.